Requirements to obtain a credit card

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Get a credit card acceptance process with FNBNorcal.com is a very simple, and the following requirements are the only ones you need to make sure you can pass:

  1. Be a resident of the country or have a certificate of permanent residence for more than five years.
  2. Have between 18 and 75 years. For customers of 10 and 20 years old are required to present a guarantor and severally, which also meets the same conditions of opening of card.
  3. Demonstrate a monthly income greater than $425, $000 gross in the last year.
  4. Certification of seniority in the work of 6 or more months.
  5. Proof of permanent residence in the country.
  6. Have good financial background and not have delinquencies.
  7. Comply with the minimum level of approval provided for in the analyzes of risks.
  8. Not having been rejected an application for a credit card in our financial institution during the period of 2 years prior to the date where you are filing a new application.

These requirements are aimed at new customers who do not have a credit record in any bank or financial institution. The requirements for persons who are under the labor relationship of dependence, the requirements are the following:

  1. Credit Application Form, duly completed and signed by the applicant.
  2. Photocopy of your current staff and legible identification of the applicant.
  3. Proof of employment with a maximum of three months of issued, that contains the name and address of the company’s fiscal, verifiable numbers, mention of the role, minimum wage and seniority. This document must be stamped and signed by the authorized personnel of the company.
  4. Record of retirement where you specify the amount of the same, if applicable.
  5. To know the public offer and conditions of the phone before you sign up the contract.

It is very important that applicants for credit cards, take into account that, to make the monthly payments on a credit card in advance of the deadline for payment is a great way to keep a record impeccable credit, which will allow them to have more opportunities to acquire other types of financial benefits with our bank. You can make payments from your phone through our official website.

For more information, please contact the customer service staff through emails and phone numbers of contacts available at the touch of your web site.